Today’s topic is about finances. The dictionary describes this as control of money, the business or art of managing the monetary resources of an organization, country or person. Wow, I could do something with that. I mean I could really be angry and show someone how save or spend but this is about my economy… Lately with me, its mostly using what I have been taught all my life. Lets start with credit. In these times of economic disaster and believe me, it is economic disaster. Its the worse I have ever seen...I never ever charge anything. I buy very few luxury’s if any. Because I saved in the past I’m fortunate enough to be able to buy what I want. I just don’t like to overpay for anything. I won’t give them an extra nickel if I don’t have to. I only buy things on sale with a coupon. Especially food but I never buy two to get one. The rule for me is if I want something and don’t have the money I’ll wait till I have the money to buy it, even if its inconvenient…I save (a word seldom used these days) money for things…I put a few dollars away for emergencies. Like a new Computer or TV, just in case I need one. I save for car maintenance. Oil changes every 3000 miles or if something breaks. My Mustang, paid for by the way, is a high maintenance car so its important to have it checked out at least once a year whether it needs it or not. Like to rotate the tires or front end work. You don’t want know what I paid for a break job for that car. At the speeds on the highways these days you had better do something. The insurance for that car is not cheap either so I have to save for that. I save just in case Willie gets sick. Vet bills are expensive. His medication alone cost $25 dollars a month. I can’t figure out how to get the Government to pay for that. Maybe if I write to the “Cat Bite Czar” he will help me…I always pay bills as soon as I get them, never waiting till their due. My rent is paid a few days before the first of the month, I don't remember when I have paid interest in any form …When I have moved in the past I always use the landlord or the building manager as a reference. You can do that if you pay your rent on time. I could travel anywhere in the world if I want but I don’t want to deal with all this terrorist nonsense. I'm an American and worked hard for my country. I worked for the State, the Federal Government and the Army National Guard. I have top secret clearance for the Subase in Groton Connecticut...My history will not be ignored. I don't deserved to be searched and if I ever walked through security at an airport they should salute me.....When I worked at Bradley International Airport I used to fly for free and everybody knew my name. I save my change for the laundry and never wash unless I have a full load. When I get gas for the Mustang I never put more than $20 dollars in the tank…I will not carry around all that gas. Its heavy. Leave it in the ground at the gas station, it will be there if I need it. I do a lot of things to economize and cut back. I just absolutely refuse to give them anything if I don’t have to. Most of this for me is common sense and the end result is I have money in my pocket at payday and I don't owe anybody anything...
"There's not a lot you can do about the national economy, but there is a lot you can do about your personal economy." - Zig Ziglar